North Carolina Department of Justice

North Carolina Department of Justice

North Carolina Department of Justice
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Don’t Fall For Phony Debt Collectors

Friday, February 25, 2011


Consumers from Charlotte, Kernersville and other parts of the state have recently reported being harassed at work and home by phony debt collectors. The scammers, who sometimes pose as law officers, attorneys, or even representatives of the Attorney General’s Office, claim they are trying to collect money owed for payday loans made over the Internet. 
But many of the consumers receiving these calls, including teachers and firefighters, have never had a payday loan. And those who had such loans in the past say they were paid off in full. Yet the calls keep coming, as the scammers try to intimidate consumers into making payments they don’t really owe, or trick them into divulging personal information.  Consumers in other states are also receiving these calls.
There are laws that control legitimate debt collection practices. Don’t let anyone bully or intimidate you into paying money you don’t owe. Report debt collection scams to the Attorney General’s Office by calling 1-877-5-NO-SCAM or filing a consumer complaint online at ncdoj.gov.